Professional Liability Insurance Requirements
ACSLPA requires all members holding a practice permit, including those on the courtesy register providing a health service directly to the public, to hold their own PLI policy. Employer coverage is not acceptable.
In addition to holding your own PLI:
- Requirements are for a minimum $2,000,000.00 coverage per occurrence
- An extended discovery and reporting period of a minimum of two years is obligatory.
Where Can You Access Individual PLI Coverage?
Many insurance companies offer PLI coverage. When seeking coverage, be sure that you are covered to at least include the minimum requirements listed above.
If you are a member of Speech-Language and Audiology Canada (SAC) PLI plans are available. MyGroup Insurance Broker Limited is another example of a company that offers PLI to SLPs and audiologists. Information regarding these plans can be accessed at the following links:
SAC – https://www.sac.bmsgroup.com
MyGroup Insurance Broker Limited – E & O – MyGroup Insurance
What if you meet all requirements for registration with ACSLPA but you can’t obtain PLI because you are currently residing outside of Canada?
Our understanding from PLI providers whose policies meet our minimum requirements is that professionals are only eligible for coverage if they, and their clients, reside in Canada.
From time to time ACSLPA receives inquiries from applicants who continue to reside outside of Canada but have confirmed that they meet all of our registration requirements (i.e., no outstanding examination or supervision requirements). As they are unable to obtain the necessary PLI coverage until they move to Canada, we will consider conditional registration until such time as they reside in Canada and can obtain PLI. Upon receipt of confirmation of PLI, the condition on the practice permit will be removed. If you find yourself in this situation, please use our Contact Us Form to send an email to Susan Kraft, Registration Coordinator.
Click here for information regarding the rationale for this policy change and for further information regarding PLI.
Questions? Feel free to contact the ACSLPA office using our Contact Us Form.